Man reveals surprising reply from talking-stage partner who refused to return borrowed money
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A young man has sparked intense discussion on social media after revealing a frustrating and unusual experience with a woman he was in a “talking stage” with, whom he had lent money to. The incident quickly went viral, with many users weighing in on the dynamics of trust, generosity, and accountability in modern relationships.

In a WhatsApp chat recording shared widely on X (formerly Twitter) by @Teniola, the man explained that he had lent her ₦20,000, going as far as providing his account details to facilitate repayment. The story quickly gained traction online due to the unexpected response he received from the lady.

Rather than acknowledging the debt, the woman questioned whether he was serious about wanting the money back. The exchange quickly escalated, revealing a clash between expectations and personal principles. The man reminded her that she herself had requested the loan, citing problems with her app that prevented her from accessing funds, and he had trusted her request in good faith.

Despite this, she insisted that her app’s malfunction did not justify repayment pressure, arguing that it was not his concern. She became visibly upset in the conversation, claiming that she wouldn’t pay back the money because the app’s problems were ongoing and might continue indefinitely. The chat highlighted a mix of avoidance, deflection, and tension, leaving the man frustrated and the audience bewildered.

The post drew an outpouring of reactions in the comments section. Many users sympathized with the man, expressing outrage over the refusal to honor a clear promise. One commentator noted, “He helped her, now she’s making him feel guilty,” while another remarked, “When generosity becomes a drama… Nigerian relationships sef.” Others debated whether he should have demanded repayment or simply let go of the money, sparking a broader discussion about trust and financial boundaries in early-stage relationships.

The incident, which started as a simple act of goodwill, has become a viral conversation on social media, reflecting broader questions about honesty, expectations, and accountability between people in the formative stages of romantic involvement.

Watch the conversation unfold below…